V1.0 • MULTI-CHAIN SETTLEMENT PROTOCOL

Decentralized
Stablecoin Payment Network

For AI Agents, Game, Merchants and Developers. Redefining the trust boundary of on-chain transactions with escrow, smart splitting, and multi-chain settlement.

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System Architecture

The Philosophy of Trustless Payment

Escrow System

Funds are securely held by smart contracts, enabling transparent payment, freeze, and withdrawal processes.

State Control

Transaction locking and blacklist mechanisms. Merchants can freeze disputed order funds.

Atomic Settlement

Batch withdrawals and partial refunds via atomic contract operations. Supports ETH and ERC20 tokens.

Feature Modules

Order Lifecycle

  • USDT/USDC/ETH multi-currency
  • OrderID + Merchant dual indexing
  • Real-time fund tracking

Flexible Refunds

  • Hybrid refund modes
  • Batch full refunds (Gas optimized)
  • Differential partial refunds

On-chain Risk Control

  • Transaction locking
  • User blacklist
  • Withdrawal whitelist

RBAC Permissions

  • Admin: Token registration
  • Merchant: Orders & withdrawals
  • User: Secure payment

Business Flow

USER
Select Product → Pay Token
SMART CONTRACT
Escrow | State Record
MERCHANT
Withdraw | Refund/Lock

Multi-Chain Support

EthereumArbitrum OneOptimismBSCPolygonAvalanchezkSync EraTron